Programs
Micro-Enterprise Loan Program
The Micro-Enterprise Loan Program may be the First Step you take toward establishing a successful business. We extend credit to start-ups as well as established businesses. Our applicants have access to a loan program that is in step with business needs.
Highlights:
- Target Area: San Bernardino and Riverside Counties
- Target Market: Business start ups and expansions
- Collateral Requirements: Flexible
- Credit limit: up to $35,000
Technical Assistance Services are provided to individuals regarding structuring financing plans, preparing loan applications, strategic planning, and guidance for writing business plans.
Testimonials
“Thanks to CIC, Boys Hamburgers has installed an efficient cooling system and an outside eating area. The monthly energy savings are well over twice the loan payment and the increase in sales are starting to show.”
Boys Hamburgers“With the help of CIC, I’ve been able to expand and market my business and now with my new clients I have hired two new bookkeepers.”
McKechnie Bookkeeping & Tax Service
CHECKLIST
- CIC Loan Application
- Personal Federal Income Tax Returns 2 Years
- Licenses and Permits
- Business Plan *
- Current and Historical Financial Statements
- Ownership Documentation
* A Business Plan Should Include:
- Business Description
- Use of Funds Description
- Products and Services Offered
- Market Description
- Competition Description
- Employment Information
- Marketing Strategies
- Historical Financial Statements
- Financial Projections
- Personal Financial Statements
- Resumes of Management
- Community Benefits